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Calculate cash advance cost from amount, fee and APR — see fee, interest and total cost vs regular purchase.
Calculate cash advance cost from amount, fee and APR — see fee, interest and total cost vs regular purchase.
Enter values above and click Calculate — results will appear here with the formula explained.
Cash advance fee is 3-5% upfront, plus APR 25-30% accrues daily from day one, no grace. Total is amount plus fee plus interest for days.
This is expensive — $1k advance for 30 days at 5% fee +28% APR costs $50+$23=$73, 7.3% for a month.
To use the Cash Advance Calculator, enter cash advance amount, fee %, apr above for an instant result with full breakdown and formula (Fee = amount*fee%; Interest = amount*APR/365*days; Total = amount+fee+interest). Adjust values live to compare scenarios, then check the worked example and FAQs below for practical tips and costly mistakes to avoid.
Calculate cash advance cost from amount, fee and APR — see fee, interest and total cost vs regular purchase. Formula: Fee = amount*fee%. Example: With $1k, 5% fee $50, 28% APR for 30 days: interest $23, total $1,073, cost 7.3% for a month.
Cash advance fee is 3-5% upfront, plus APR 25-30% accrues daily from day one, no grace. Total is amount plus fee plus interest for days.
This is expensive — $1k advance for 30 days at 5% fee +28% APR costs $50+$23=$73, 7.3% for a month.
To use the Cash Advance Calculator, enter cash advance amount, fee %, apr above for an instant result with full breakdown and formula (Fee = amount*fee%; Interest = amount*APR/365*days; Total = amount+fee+interest). Adjust values live to compare scenarios, then check the worked example and FAQs below for practical tips and costly mistakes to avoid.
With $1k, 5% fee $50, 28% APR for 30 days: interest $23, total $1,073, cost 7.3% for a month.
Formulas are standard public references (see our methodology). External standards are cited in the text where they apply.
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