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Estimate total college cost, net price after aid, and monthly loan payment for tuition plus living expenses over years.
Estimate total college cost, net price after aid, and monthly loan payment for tuition plus living expenses over years.
Enter values above and click Calculate — results will appear here with the formula explained.
Total sticker cost is tuition plus living expenses times years, minus aid. Net price is what you actually pay. If borrowing, it amortizes the total net over a standard 10-year repayment.
This is simplified, ignoring tuition hikes, work-study and tax credits. Use it for planning range, not exact billing.
Estimate total college cost, net price after aid, and monthly loan payment for tuition plus living expenses over years. Formula: Total = (tuition+living-aid)*years. Example: With $25k tuition + $15k living = $40k/year, minus $8k aid = $32k net/year.
Total sticker cost is tuition plus living expenses times years, minus aid. Net price is what you actually pay. If borrowing, it amortizes the total net over a standard 10-year repayment.
This is simplified, ignoring tuition hikes, work-study and tax credits. Use it for planning range, not exact billing.
With $25k tuition + $15k living = $40k/year, minus $8k aid = $32k net/year. For 4 years total $128k, 10y loan at 5.5% is about $1,389/mo.
Formulas are standard public references (see our methodology). External standards are cited in the text where they apply.
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