Loading…
Calculate expense ratio impact on investments: see yearly fee, total fees and drag on returns over years.
Calculate expense ratio impact on investments: see yearly fee, total fees and drag on returns over years.
Enter values above and click Calculate — results will appear here with the formula explained.
Expense ratio is yearly fee as percent of assets. 0.5% on $100k is $500/year, $15k over 30 years simple, but compounding makes it $50k+ drag.
Low-cost index 0.03% vs active 1% is huge over decades. This shows fee drag on growth.
To use the Expense Ratio Calculator, enter investment amount, expense ratio, years above for an instant result with full breakdown and formula (Yearly fee = investment*ratio; With compounding, total fees and net return: net = gross...). Adjust values live to compare scenarios, then check the worked example and FAQs below for practical tips and costly mistakes to avoid.
Calculate expense ratio impact on investments: see yearly fee, total fees and drag on returns over years. Formula: Yearly fee = investment*ratio. Example: With $100k at 0.5% for 30y at 7% gross: yearly fee $500 initial, total fees ~$55k, net FV $574k vs $761k without fees (difference $187k).
Expense ratio is yearly fee as percent of assets. 0.5% on $100k is $500/year, $15k over 30 years simple, but compounding makes it $50k+ drag.
Low-cost index 0.03% vs active 1% is huge over decades. This shows fee drag on growth.
To use the Expense Ratio Calculator, enter investment amount, expense ratio, years above for an instant result with full breakdown and formula (Yearly fee = investment*ratio; With compounding, total fees and net return: net = gross...). Adjust values live to compare scenarios, then check the worked example and FAQs below for practical tips and costly mistakes to avoid.
With $100k at 0.5% for 30y at 7% gross: yearly fee $500 initial, total fees ~$55k, net FV $574k vs $761k without fees (difference $187k).
Formulas are standard public references (see our methodology). External standards are cited in the text where they apply.
New tool — content being expanded · Report an error